Sanjiv Patel has plowed over $1 million into his peanut company Holy Cow. Last year, he had over $300,000 in sales, his product was in roughly 600 stores, and he had two full-time employees. But if he doesn’t hire another eight people in the next 12 months, he could get kicked out of the country.

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As credit card companies continue raising rates and fees, lawmakers are considering bills to stop such hikes until new credit card laws take effect.

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