Cheap oil is great when it comes time to fill up at the pump. But the crash in energy prices is also rocking your retirement account, causing tons of job losses and raising the specter of a wave of bankruptcies in the oil patch.

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Men are disappearing from the labor force. Many just can’t find jobs that pay decently or they don’t have the education and skills.

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The Labor Department releases its August jobs report on Friday, and it will have big implications for the Federal Reserve.

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