Here’s a novel offer from Chase: For each new employee a small business hires, the bank will knock down the interest rate on its credit line.

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It’s bonus time: Wall Street’s days of wine and roses, when employees find out how rich they’re going to be. But this year’s bonus season has morphed into days of whines and poses.

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The unemployment insurance bill on the way to President Obama’s desk won’t just help the jobless and the homebuyer. It also includes a long-awaited break for businesses that will let them quickly turn their recent losses into cold cash.

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